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Janjohar Nidhi Limited

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Welcome to Janjohar Nidhi Limited

Janjohar Nidhi Limited is a registered Nidhi Company operating under the Companies Act and Nidhi Rules of India. We work with the objective of promoting the habit of savings among our members and providing financial assistance in the form of loans exclusively to registered members.

Our operations are based on trust, transparency, and ethical financial practices to ensure the financial well-being of every member.

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About Janjohar Nidhi Limited

Janjohar Nidhi Limited is a member-based Nidhi Company established with the objective of promoting savings and financial discipline among its members. The company operates on the principle of mutual benefit, where members collectively contribute towards savings and avail financial assistance in a secure and transparent manner.

As a Nidhi Company, Janjohar Nidhi Limited functions in accordance with the provisions of the Companies Act and applicable Nidhi Rules. The company accepts deposits and provides loan facilities exclusively to its registered members, ensuring compliance, safety, and trust in all financial operations.

Our focus is to cultivate the habit of regular savings through structured deposit schemes such as Fixed Deposits (FD), Recurring Deposits (RD), and Monthly Income Schemes (MIS). Along with savings, we also provide member-oriented loan facilities against permissible securities as allowed under Nidhi Rules.

At Janjohar Nidhi Limited, transparency, integrity, and member welfare are at the core of our operations. We strive to create a financially secure environment that supports long-term growth and stability for every member.

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How We Are

Janjohar Nidhi Limited Incorporated under company act 2013, under Nidhi Rules2014, by the innovative leadership of inspired professional s in this revolutionary market trend. A company declared as a Nidhi (NBFC) under section 406 of the Companies Act, 2013

Nidhi have many features which make them stand distinctly apart from many other Non-Banking financial institutions who are working under the guideline Government of India Depositors can choose from a wide range of deposit products with maturities ranging from 12 to 84 months at competitive rates of interest and with different features to suit the investment needs of individual Members.

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Our Services

  •
    Mortage Loan

    There are times when you want funds but are stuck because your earnings & savings are invested into one or more assets.

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    Personal Loan

    A loan is the lending of money from one individual, organization or entity to another .... Common personal loans include mortgage...

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    Gold Loan

    Gold loan portfolio is the largest in India as well as all around the globe. It is humbling to know that more than 2,00,000 people avail our trusted .

Mission and Vision

Our Vision

To become a trusted and leading Nidhi Company by promoting the habit of savings among our members and providing safe, transparent, and member-focused financial solutions. Our vision is to empower every member with financial stability, security, and long-term growth through ethical and responsible financial practices.

Our Mission

Our mission is to encourage regular savings and provide easy access to loans exclusively to our members, in compliance with Nidhi Rules and the Companies Act. We are committed to delivering reliable deposit schemes, affordable loan services, and transparent operations that strengthen mutual trust and financial well-being.

Our Schemes

Recurring Deposit Scheme

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For 2-year tenure, one of the best highest interest rates are offered by company name at 9.30% p.a.

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Fixed Deposit Plans

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For a tenure range of 1 year to 5 years, the rate of return paid varies anywhere between 9.00% p.a. to 9.30% p.a.

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Monthly Income Scheme

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Fixed Deposit. Undoubtedly one of the best and most low-risk income schemes is a bank Fixed Deposit (FD).

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5

Branches

30

Employees

3000

Members