Janjohar Nidhi Limited is a member-based Nidhi Company established with the objective of promoting savings and financial discipline among its members. The company operates on the principle of mutual benefit, where members collectively contribute towards savings and avail financial assistance in a secure and transparent manner.
As a Nidhi Company, Janjohar Nidhi Limited functions in accordance with the provisions of the Companies Act and applicable Nidhi Rules. The company accepts deposits and provides loan facilities exclusively to its registered members, ensuring compliance, safety, and trust in all financial operations.
Our focus is to cultivate the habit of regular savings through structured deposit schemes such as Fixed Deposits (FD), Recurring Deposits (RD), and Monthly Income Schemes (MIS). Along with savings, we also provide member-oriented loan facilities against permissible securities as allowed under Nidhi Rules.
At Janjohar Nidhi Limited, transparency, integrity, and member welfare are at the core of our operations. We strive to create a financially secure environment that supports long-term growth and stability for every member.
Usha Rani Toppo is the Chairman of Janjohar Nidhi Limited, and the company is being successfully operated under her visionary leadership and strategic guidance. With more than 25 years of experience in the finance sector, she possesses deep knowledge of financial planning, savings management, and member-centric services.
During her professional journey, she has successfully guided the organization towards financial stability, transparency, and regulatory compliance. Her efforts have played a key role in building strong financial discipline and encouraging secure savings habits among members.
Under her leadership, Janjohar Nidhi Limited has achieved steady growth, expanded its member base, and established a reputation for trust and reliability. The company continues to strengthen its operational systems and deliver secure, transparent, and responsible financial services.
Her success reflects her commitment to ethical values, long-term vision, and building Janjohar Nidhi Limited as a benchmark institution in the Nidhi sector.
Mr. Kideshwar Urawn serves as the Vice Chairman of Janjohar Nidhi Limited and plays a significant role in supporting the company’s leadership and governance. He actively contributes to strategic decision-making and policy implementation.
With his disciplined approach and strong administrative skills, he has helped streamline internal processes and strengthen the organizational framework. Transparency, compliance, and member welfare remain at the core of his working philosophy.
Under his guidance, the company has improved operational efficiency, enhanced service quality, and reinforced member trust. His contributions have been instrumental in ensuring sustainable growth and institutional stability.
His success lies in building a strong governance structure and supporting Janjohar Nidhi Limited’s vision of becoming a secure and dependable financial institution.
Mr. Murari Ganjhu is an integral part of the leadership team at Janjohar Nidhi Limited. He contributes actively to organizational planning and long-term growth strategies.
With a clear vision and practical approach, he supports key decision-making processes and ensures smooth coordination between management and operations.
His commitment to ethical practices, transparency, and member-centric policies has strengthened the company’s foundation and internal discipline.
Through his guidance, the organization continues to progress steadily while maintaining trust and reliability among its members.
Mr. Lalan Ganjhu serves as a respected member of the Board of Directors at Janjohar Nidhi Limited, providing strategic oversight and governance leadership.
He plays a vital role in shaping company policies, ensuring regulatory compliance, and maintaining high standards of corporate governance.
His experience and analytical mindset help the organization evaluate risks, improve operational stability, and plan for sustainable expansion.
His guidance strengthens the board’s collective vision and supports the company’s mission of financial security and member welfare.
Ms. Martha Dungdung holds the position of Development Director at Janjohar Nidhi Limited and focuses on organizational growth and expansion initiatives.
She is responsible for identifying new development opportunities, improving member outreach, and strengthening service delivery systems.
With a proactive and innovative approach, she has contributed to building strong community relationships and enhancing the company’s presence.
Her efforts continue to support sustainable development while aligning growth objectives with the organization’s core values.
Mr. Arshad Ansari serves as the Chief Financial Officer of Janjohar Nidhi Limited and oversees the company’s financial planning and management.
He is responsible for budgeting, financial reporting, risk management, and ensuring strong financial controls across the organization.
With his sharp financial insight and disciplined approach, he has strengthened financial stability and optimized resource utilization.
His leadership ensures transparency, compliance, and long-term financial sustainability for the company and its members.